Bank Plastic

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Plastic Cup Boyz

Dandy Toy 1957 Elephant Shoe Plastic Bank 4269
dandy toy 1957 elephant shoe plastic bank 4269
$14.98
quality
9 half  Huron big ear girl mouse all original 50s plastic vinly bank
9 half huron big ear girl mouse all original 50s plastic vinly bank
$12.00
quality
Vintage deputywatchdowgplastic coin bank
vintage deputywatchdowgplastic coin bank
$14.99
quality
Save Spend Share Piggy Bank for Kids Clear Transparent Plastic Coin Banks for
save spend share piggy bank for kids clear transparent plastic coin banks for
$24.45
quality
VINTAGE RED  SILVER PLASTIC COWBOY BOOT BANK AS IS
vintage red silver plastic cowboy boot bank as is
$8.00
quality
NIB Nickelodeon Paw Patrol Paint Your Own Chase Dog Rubber Plastic Bank
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$29.99
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VINTAGE 75 PLASTIC TOP HAT DOG FLOCKED FUZZY HAIR COIN PIGGY BANK FIGURINE W
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$2.99
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New Bridgeville Fire Company Save Lives Money Piggy Bank Plastic Pig Yellow C01A
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$11.95
quality
City Federal Savings Piggy Bank Plastic Pig Yellow C01B
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$9.95
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First camden National Bank and Trust Company 1 ONE Bank White Plastic C01C
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$9.95
quality
Vintage Advertising Bank 6x5 Black plastic and brass FM Bank Logansport In
vintage advertising bank 6x5 black plastic and brass fm bank logansport in
$6.75
quality
Red British Telephone Booth Saving BANK Money Box plastic Piggy Bank 6 Tall
red british telephone booth saving bank money box plastic piggy bank 6 tall
$22.99
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Bible Bank Plastic Hong Kong 2 half  Tall USED C01E
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$7.95
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Old Navy Monkey Super Hero Piggy Bank Plastic Masked with Cape Banana
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$19.98
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Boys  Girls Plastic Grinding Skeleton Piggy Coin Bank Saving Money Box 102
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$25.99
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Marvel Avengers Age Of Ultron Ultron Bust Bank
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$13.79
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Vtg Jack Pot Bank Las Vegas Nevada Reno Plastic Slot Machine Metal Works 6
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$20.00
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Vintage antique plastic green Colonial House still bank
vintage antique plastic green colonial house still bank
$9.99
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Lot RARE Vintage Blue Plastic Pig Piggly Wiggly Advertising Still Bank Top Hat
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$26.99
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Rainy Day Fund Plastic Electronic Digital Coin Bank w FREE BATTERIES piggy rare
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$0.99
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Christmas Mouse Big Ears Plastic Bank Mrs Claus Roy Des FLA 1970 Vintage Mouse
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$3.99
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Vintage RARE Knickerbocker Plastic Rooster Still Bank 1950s
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$39.16
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Vintage Suburban Bank Oak Park Il Safe Giveaway Hard Plastic Toy Model Realistic
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$8.00
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The Bank of New Glarus Wisconsin Mayville Plastic Co Barrel Bank With Key
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$3.00
quality
Large Gorilla Money Bank 17 Inch Plastic Blow Mold Classic Retro Design by Fa
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$13.29
quality
VINTAGE RENZI KING KONG Gorilla 16 COIN BANK Plastic Blow Mold
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$15.50
quality
VINTAGE 1970S PLASTIC PIGGY BASEBALL SLUGGER BANK DEVOL 14 UNMARKED
vintage 1970s plastic piggy baseball slugger bank devol 14 unmarked
$21.99
quality
Red British Telephone Booth Saving BANK UK Box plastic Piggy Bank 8quarter  Tall New
red british telephone booth saving bank uk box plastic piggy bank 8quarter tall new
$22.71
quality
Blue plastic piggy bank
blue plastic piggy bank
$7.00
quality
Digital Football Coin Bank Money Counter Plastic Football With Cheering Sound
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$19.99
quality
Little Brown Jug Plastic Coin Bank Penny A Kiss Dutch Couple In Green
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$10.00
quality
VINTAGE 8 half  HIGH PLASTIC CHICKEN ROOSTER COIN SAVINGS BANK
vintage 8 half high plastic chicken rooster coin savings bank
$31.99
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Unusual Vintage Plastic Bird Character Bank LOOK
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$21.00
quality
SAV O Clown Bank with Original Box  Key Works Plastic Advertising Indiana
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$74.99
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Vintage Hard Plastic Little Girl Bank
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$14.99
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DISNEY FROZEN Anna  Elsa  Olaf Piggy Coin Bank Plastic 11 Jelly Belly
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$24.99
quality
AC VINTAGE PURPLE PLASTIC PIG BANK
ac vintage purple plastic pig bank
$28.50
quality
Vintage NOS Blow Mold Plastic Easter Bunny Bank Pink white original package TOY
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$34.99
quality
Vintage Plastic Telephone Booth Bank 6 3 4 Tall
vintage plastic telephone booth bank 6 3 4 tall
$7.99
quality
hard plastic piggy bank 1978 Avon Ma
hard plastic piggy bank 1978 avon ma
$14.99
quality
Vintage Chuck E Cheese Hard Plastic piggy Bank Neon Green NEW advertising rare
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$7.99
quality
9999 FINE GOLD 1000G PLASTIC PIGGY BANK ADVERTISING APMEX
9999 fine gold 1000g plastic piggy bank advertising apmex
$4.99
quality
Three Vintage Plastic Grand Piano Coin Banks 1950s Nice Condition
three vintage plastic grand piano coin banks 1950s nice condition
$12.00
quality
DISNEY TIGGER hard plastic coin BANK used standing near tree stump
disney tigger hard plastic coin bank used standing near tree stump
$8.99
quality
DISNEY TIGGER with Treasure Chest Hard Plastic Coin Bank Pre Owned Great Shape
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$8.99
quality
Blue Plastic Digital Piggy Bank Kids or Adult See How Much YOU Save
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$4.99
quality
Vintage FOSTA Western Cowboy Red Plastic Boot Coin Bank Clean Retro Bank Toy
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$9.99
quality
Vintage Velvet Felt Small PIG In Blue White Cloth Dress Coin Plastic Piggy Bank
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$5.00
quality
Vtg 50s Piggy Bank  Yellow plastic 3x4
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$6.99
quality
Bugs Bunny Warner Brothers Statue of Liberty 155 x 7 Plastic Bank Verdigris
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$24.95
quality
Roy Des of Florida Plastic Cheerleader Mouse Coin Bank Vintage 1970
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$29.99
quality
Vintage 1971 Play Pal Plastics FOR A RAINY DAY clown Bank 11 TALL w Stopper
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$18.97
quality
ALEXANDRIA FEDERAL SAVINGS AND LOAN VINTAGE PLASTIC OWL BANK
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$4.99
quality
Vintage Hard Plastic Celluloid Frog Mechanical Coin Bank Royal Tot Mfg USA
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$10.00
quality
VINTAGE RAGGEDY ANN COIN BANK HARD PLASTIC ROYALTY IND OF FLA INC 1974
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$4.50
quality
Canada Post Plastic Mail Box Coin Bank 85 Inches Tall
canada post plastic mail box coin bank 85 inches tall
$14.20
quality
Vintage 1960s TEDDY BEAR BANK Plastic TICO TOYS Bear playing squeezebox
vintage 1960s teddy bear bank plastic tico toys bear playing squeezebox
$11.95
quality
Money Puzzle Maze Bank Box Brain Teaser Kids Christmas Toys Money Maze Bank US
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$7.02
quality
Vintage Pink Blow Mold Plastic Bunny Rabbit Easter Slot Bank 12 High
vintage pink blow mold plastic bunny rabbit easter slot bank 12 high
$14.99
quality
Vintage Orange Blow Mold Plastic Bunny Rabbit Easter Slot Bank 12 High
vintage orange blow mold plastic bunny rabbit easter slot bank 12 high
$14.99
quality
Vintage 1960s plastic molded Bank football player baby boy OSU colors Ohio State
vintage 1960s plastic molded bank football player baby boy osu colors ohio state
$0.99
quality
Heinz 57 Trolley Street Car Plastic Bank Keystone Brand Tomato Ketchup 1988
heinz 57 trolley street car plastic bank keystone brand tomato ketchup 1988
$9.95
quality
Vintage Plastic Gray Lady Mouse Figure Bank Pink Dress and White Bonnet Basket
vintage plastic gray lady mouse figure bank pink dress and white bonnet basket
$7.99
quality
Vintage plastic Piggy Bank 9 Silvestri brothers 1963 Hong Kong Terrier dog
vintage plastic piggy bank 9 silvestri brothers 1963 hong kong terrier dog
$9.99
quality
Foreningsbank Yhdyspankki Red Plastic World Piggy Bank Made in Finland
foreningsbank yhdyspankki red plastic world piggy bank made in finland
$29.99
quality
VINTAGE PLASTIC MINI HOUSE TOP SHOE BANK
vintage plastic mini house top shoe bank
$3.38
quality
love bank animated coin money music here comes the bride kissing plastic
love bank animated coin money music here comes the bride kissing plastic
$12.00
quality
Lot of 4 Advertising Promotional Piggy Banks Plastic 2 Untic Nebr 1 Am Legion
lot of 4 advertising promotional piggy banks plastic 2 untic nebr 1 am legion
$2.99
quality
FU VINTAGE US MAIL BOX PLASTIC BANK HONG KONG
fu vintage us mail box plastic bank hong kong
$28.50
quality
G8 EQUITABLE SAVINGS LIBERTY BELL PLASTIC BANK
g8 equitable savings liberty bell plastic bank
$13.50
quality
Vintage Royalty Design Designs Inc Plastic Felt Covered Hush Puppy Bank 5 half
vintage royalty design designs inc plastic felt covered hush puppy bank 5 half
$5.00
quality
NEW DISNEY STORE PHINEAS AND FERB AGENT PERRY BANK PLASTIC COIN BANK
new disney store phineas and ferb agent perry bank plastic coin bank
$7.50
quality
Vintage Coin Bank Apple Mouse Full Belly Cute Old Antique Plastic Hard Celluloid
vintage coin bank apple mouse full belly cute old antique plastic hard celluloid
$24.95
quality
Vintage Plastic Pig Piggy Bank Bridgehampton National 5 half  Made In Mexico
vintage plastic pig piggy bank bridgehampton national 5 half made in mexico
$8.99
quality
Vintage Hard Plastic CLOWN Coin Bank Hong Kong
vintage hard plastic clown coin bank hong kong
$8.99
quality
Walt Disney GOOFY BANK Play Pal Plastics Inc 1971 NO STOPPER
walt disney goofy bank play pal plastics inc 1971 no stopper
$17.00
quality
1950 60s Gits Mount Rushmore Mt BookEnd Plastic Coin Bank National Park Memorial
1950 60s gits mount rushmore mt bookend plastic coin bank national park memorial
$39.98
quality
Vtg Bower Mfg Co plastic cylinder bank Putney Credit Union VT Do Bee A Saver
vtg bower mfg co plastic cylinder bank putney credit union vt do bee a saver
$13.49
quality
2 Vintage BLUE Plastic Top Hat Piggy Banks Advertising CHICAGO FEDERAL
2 vintage blue plastic top hat piggy banks advertising chicago federal
$12.74
quality
Vintage Liberty Bell Bank By Mayville Plastics
vintage liberty bell bank by mayville plastics
$1.50
quality
RARE 1960S Vintage Cartoon Deputy Dawg Plastic Bank 85 COMPLETE W GUNS
rare 1960s vintage cartoon deputy dawg plastic bank 85 complete w guns
$49.99
quality
Advertising Korean Plastic Hat Wall Hanging BANK Pencil Holder Money Box VINTAGE
advertising korean plastic hat wall hanging bank pencil holder money box vintage
$25.25
quality
Vintage Plastic Sad Bozo the Clown like Piggy Coin Money Bank Hong Kong Thrifty
vintage plastic sad bozo the clown like piggy coin money bank hong kong thrifty
$13.50
quality
Vintage Yellow Piggy Bank Hard Plastic Advertises Security Trust Co Pottstown Pa
vintage yellow piggy bank hard plastic advertises security trust co pottstown pa
$24.99
quality
GUMBALL PIGGY BANK 6 inch plastic Canada in perfect condition
gumball piggy bank 6 inch plastic canada in perfect condition
$2.95
quality
Vintage Home Run Ball bank plastic in nice shpae
vintage home run ball bank plastic in nice shpae
$20.00
quality
Vintage Lot 5 Plastic Still Coin Banks Raggedy Ann Football Player Amish Figure
vintage lot 5 plastic still coin banks raggedy ann football player amish figure
$19.96
quality
VINTAGE PLASTIC PIG PIGGY BANK green 7 inch RUG RAT HUSKIES Corning Kansas Toy
vintage plastic pig piggy bank green 7 inch rug rat huskies corning kansas toy
$4.95
quality
1992 Happiness Express Fred Flintstone Plastic Coin Money Bank The Flintstones
1992 happiness express fred flintstone plastic coin money bank the flintstones
$12.00
quality
Little LuLu Western Publishing CO Play Pal Plastic Bank
little lulu western publishing co play pal plastic bank
$17.24
quality
NEW Pink PIGGY Bank Coin Money Cash Collectible Plastic Savings Pig Toy Safe Box
new pink piggy bank coin money cash collectible plastic savings pig toy safe box
$5.50
quality
DC Comics SUPERMAN 14 Vinyl Figure Coin Bank Brand New Free Shipping
dc comics superman 14 vinyl figure coin bank brand new free shipping
$19.99
quality
Vintage Raggedy Ann and Andy Hard Plastic Coin Piggy Bank Bobbs Merrill 11 half
vintage raggedy ann and andy hard plastic coin piggy bank bobbs merrill 11 half
$15.00
quality
BANTHRICO PLASTIC NW WEATHERBALL SOUVENIR BUILDING BANK
banthrico plastic nw weatherball souvenir building bank
$17.95
quality
Vintage Play Pal Plastic Smokey the Bear Bank Prevent Forest Fires Bank 1972
vintage play pal plastic smokey the bear bank prevent forest fires bank 1972
$29.99
quality
VINTAGE MADE IN JAPAN PLASTIC RESIN SANTA CLAUS BANK
vintage made in japan plastic resin santa claus bank
$24.99
quality
Piggy Bank Building Detroit Old Plastic Metal Savings Coin MI Mutual Insurance
piggy bank building detroit old plastic metal savings coin mi mutual insurance
$25.00
quality
Piggy Bank Building Detroit Old Plastic Metal Savings Coin MI Mutual Insurance
piggy bank building detroit old plastic metal savings coin mi mutual insurance
$25.00
quality
Vintage Clown Coin Bank Circus Plastic Hong Kong
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$13.99
quality
Vintage Japan Buddha Coin Bank Girl Towel Old Man Plastic Toys
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$21.99
quality

Asha Plastics Central Bank Of India Demand Draft Bank Receipt 1967 India 450274
asha plastics central bank of india demand draft bank receipt 1967 india 450274
$20.00
quality
Kentucky Fried Chicken Col Harland Sanders Vintage Plastic Bank 12 half
kentucky fried chicken col harland sanders vintage plastic bank 12 half
$30.00
quality
VTG MEXICAN 1980s COIN PIGGY BANK TOY GIANT PANDA BEAR TOHUI HARD PLASTIC MEXICO
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$29.99
quality
Disney Toy Story Plastic Piggy Coin Bank Hotel Woody Jessie Bullseye EUC
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$24.99
quality
RARE old Cobra Snake Plastic Bank No 20 Aj Lenzi Corp OLD STORE STOCK
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$39.99
quality
Large 22 half  Plastic Coke Bottle Coca Cola Bank Coins
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$34.00
quality
VINTAGE PLASTIC PIGGY BANK ADVERTISING BELLMORE LEATHER GOOD NEW YORK
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$35.00
quality
VINTAGE WALT DISNEY PINOCCHIO BANK PLASTIC PLAY PAL PLASTICS USA
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$28.00
quality
VINTAGE WALT DISNEY MICKEY MOUSE BANK PLASTIC ANIMAL TOYS PLUS WD PRODUCTION
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$26.00
quality
VINTAGE WALT DISNEY MINNIE MOUSE BANK PLASTIC WALT DISNEY PRODUCTIONS CHINA
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$26.00
quality
Vintage Antique Original 12 Hanging Girl Coin Bank Hard Plastic Hong Kong
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$22.00
quality
VINTAGE PLASTIC HIRES ROOT BEER KEG ADVERTISING SIGN BANK DISPENSER LOOK
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$29.99
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Vintage Antique Collectible Plastic Coin Sorter Bank Safe lot of six 6
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$56.00
quality
Christmas Big Ear Mouse Hard Plastic Bank ROY DES FLA Santa Claus 1970
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$29.75
quality
Vintage 1950s ESSO Fat Man Gas Station Attendant Plastic Bank New old stock
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$49.99
quality
7 VINTAGE PLASTIC SANTA HEAD BANKS 5 Uncut Opening RARE
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$35.00
quality
Large Vintage Toy Fred Flintstones  Barney Rubble Bowling Coin Bank w stopper
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$85.00
quality
1972 Bobbs Merrill Raggedy Andy  Raggedy Ann Plastic Coin Piggy Banks
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$25.00
quality
Vintage Metal Reno Jackpot Slot Machine Bank Reno Plastics Mfg Co Sparks NV toy
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$22.50
quality
1995 C 3PO and R2 D2 Vintage Star Wars Electronic Talking Bank NIB
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$49.99
quality
Snow White Plastic Coin Bank Disney Seven Dwarfs Wishing Well
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$21.95
quality
Vintage Superior Toy metal plastic working Garfield bubble gum machine toy bank
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$39.99
quality
VINTAGE LARGE PLASTIC WALT DISNEY MICKEY MOUSE BANK TRANSOGRAM
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$24.99
quality
Vntg HARD PLASTIC  VINYL Kewpie DIAPER U UNIVERSITY PIGGY BANK Cake Topper
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$24.95
quality

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Bank Plastic

Bank+Plastic

Claim back unfair Bank & Credit Card charges by Karan

Bank Charges are one of the major sources of income for banks. All banks impose charges on certain failed transactions e.g. a bounced cheque, exceeding overdraft limits, returned direct debits etc. Indeed, banks are allowed to impose charges that reflect the amount of work undertaken by administrative staff in certain situations such as customers going into the red or handling a cheque which cannot be cleared due to insufficient funds in the account. If a cheque or direct debit has to be returned, the bank can charge for the cost of this process. However, any such charge must be reasonable. Banks who regularly impose hefty charges between 25.00-35.00 on a customer who is 1.00 overdrawn cannot be said to be acting fairly. The Office of Fair Trading (OFT) declared that these charges were unfair and unreasonable. It is a scandal and many have called it daylight robbery. Banks when asked to produce documents justifying the charges have failed to do so. However, it is likely that the banks will have gathered some ammunition to produce at the High Court in the test case on bank charges in January 2008. The test case relates only to current accounts and not business accounts. The brutal truth is that unfair bank penalty charges have been imposed on millions of people. It has been a merciless punishment on people who may have simply overlooked their current account status or had a late payment of wages. Excessive charging has resulted in many people getting into debt which also has drastic consequences in credit ratings.
The High Court will no doubt be asked to consider whether the charges are fair. The penalties which can be imposed, and which no doubt may be in the individual contract between customer and bank, relate to a range of services following troublesome banking. However, the OFT's investigation confirmed that banks were imposing illegal and unfair charges. It is widely thought that the High Court will rule in favour of the customer.
Recent research has suggested that about 41 per cent of people do not know the interest rates applicable to an unauthorised overdraft. Many more have simply swallowed the hefty charges imposed on them without even a letter of complaint or fight. It is also worth noting that 19 per cent of people are always overdrawn. These surveys also show that overdraft charges of 4.7 billion were paid by 43 per cent of current account holders last year.
Credit Card / Store Card Charges

With the increasing popularity of advantages associated with credit cards and store cards, almost all banks and big store chains have come out with their own cards for people to shop, withdraw cash and purchase online. The British enjoy paying by plastic and the trend to purchase on credit will continue for quite some time. However, there is a price to pay for such short term financial cushion. Credit card companies and banks charge grossly handsome penalties when customers fail to make their minimum repayments by the due date. Many card providers charge annual fees in the subsequent years although there may have been a waiver of such a fee in the previous year. High interest rates are also imposed when someone goes beyond the allowed limit.

The Office of Fair Trading found that the charges imposed on credit charges were also unfair and unreasonable. It was a long battle but the victory was an important one for the consumer. Credit card charges can be reclaimed and it is worth remembering that the High Court test case will only focus on bank current accounts and does not affect credit card or loan charges.

How to Claim them back

There is no doubt that these charges result in many people heading into more debt and finding themselves in a helpless position. Single parents, pensioners, students and hardworking people in general suffer greatly. The charges can add up very quickly over the years and can amount to thousands of pounds.

If you feel that you have been unfairly charged by your bank then you can claim yourself or seek some professional help. When trying to get the right amount of compensation it is always worth seeking guidance and allowing skilled representatives to handle the entire claims process. Dealing with bank letters and fighting for the correct compensation takes up time and effort. Such energies are often spent on earning a living and looking after the family.

People will often be told that a simple letter of complaint to a bank will get you the desired result. It is not always so straightforward. Some banks are familiar with standard complaint letters and will often reject complaints. Compliance officers are employed by banks to defend claims. Often, if the banks do decide to compensate, there may a payment as a 'gesture of goodwill'. Accepting such offers is simply giving the bank the upper hand. Customers deserve to have all of their charges refunded with the proper interest.

The Financial Ombudsman Service (FOS) which deals with rejected claims does not help on how to present a claim. How a case is put is very much down to the individual. The FOS will simply assess a claim on the arguments it is presented with. In such cases, it is always worth getting professional help when fighting large financial giants for compensation.

Claiming against your bank will not result in your account being closed. Under section 14 of The Banking Code, the Standards Board advised banks to ensure that they do not make a disproportionate response to customers claiming back these 'default' fees and treat the customers sympathetically and positively.'

Furthermore, any threat to close an account would be contrary to the Financial Services Authority's (FSA) principles on treating customers fairly (TCF).

Specialist organisations fearlessly fight on the behalf of the consumer to claim back excessive penalty charges. Complaint letters will be carefully drafted and may include legal precedents which help in the battle to get the right amount of money. The workload involved in tackling bank and credit card companies is substantial. Dealing with phone calls, rejection letters, drafting statements of claim, taking rejected claims to the FOS and calculating correct compensation is a meticulous process. Specialist compensation firms also have useful contacts such as Solicitors and Barristers who can assist and advise on any complex areas.

Such specialist firms also can help with all other types of unreasonable charges. As well as helping reclaim bank account charges for both current and business accounts for the last 6 years, there can also be claims for reclaiming credit card charges, mortgage exit fees, mortgage arrear fees, Payment Protection Insurance (PPI) and other penalty charges.

Most compensation specialists are registered with the Information Commissioner which means that they abide by Date Protection rules. This provides a safe secure environment for your confidential information and one can rest assured that information will not be passed to third parties without consent.

The majority of firms handling such claims for compensation operate on a no win no fee basis. If successful, the firms charge a percentage of the compensation won and this will or will not include VAT. These firms will only charge you for their services once they have successfully claimed back from the bank on your behalf. In the event that the firm fails to get back anything from the bank (though chances are very low) you will not be charged a single penny. There is nothing to lose and plenty to gain.

JSK CLAIMS is a UK based compensation specialist handling claims for reclaiming unfair bank charges, unreasonable credit card charges, store card charges, PPI claims, bank penalty, penalty charges, Mortgage arrear charges and Mortgage exit fees. Submitted by: Article Submission Services

Article Source: http://www.earticlesonline.com/Article/Claim-back-unfair-Bank---Credit-Card-charges/252790

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