Bank Plastic

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Plastic Cup Boyz

VINTAGE SHERRIFF BOOT PIGGY BANK SHOE 8 3 4 Tall Plastic
vintage sherriff boot piggy bank shoe 8 3 4 tall plastic
$0.99
quality
Vintage plastic Patriotic Bear bank by Jeffrey Snyder Made in HK SWEET
vintage plastic patriotic bear bank by jeffrey snyder made in hk sweet
$0.99
quality
VINTAGE ROY DES of FLORIDA  PLASTIC 10 half  MOUSE BANKRELEASED 1970
vintage roy des of florida plastic 10 half mouse bankreleased 1970
$26.24
quality
FIRST FEDERAL SAVINGS OF MT OLIVER PLASTIC BANK
first federal savings of mt oliver plastic bank
$5.00
quality
Vintage 1st National Bank Bangor PA yellow Plastic Piggy Still Bank
vintage 1st national bank bangor pa yellow plastic piggy still bank
$9.99
quality
vtg 1950s ITS A BOY GIRL Blue Pink Baby Piggy Bank 45 Plastic
vtg 1950s its a boy girl blue pink baby piggy bank 45 plastic
$10.99
quality
1981 Vintage EverReady Battery SAVE WITH THE CAT Plastic Bank RARE
1981 vintage everready battery save with the cat plastic bank rare
$15.00
quality
Lot of 7 Advertising Promotional Piggy Banks Plastic Financial Credit Union Bank
lot of 7 advertising promotional piggy banks plastic financial credit union bank
$26.95
quality
Blue Elephant Piggy Bank Vintage 1998 Baby Blue Plastic Elephant Coin Bank PMI
blue elephant piggy bank vintage 1998 baby blue plastic elephant coin bank pmi
$13.95
quality
VINTAGE PLASTIC MONEY BANK APPLE
vintage plastic money bank apple
$25.00
quality
vintage matte pink plastic Piggy Bank from the hit feature film BABE
vintage matte pink plastic piggy bank from the hit feature film babe
$4.00
quality
Russ Berries Hard Plastic 1974 Baseball Player Blue  White Piggy Bank
russ berries hard plastic 1974 baseball player blue white piggy bank
$18.99
quality
Vintage plastic still bank house 1954 Trade Show souvenir Fredericks Lumber Co
vintage plastic still bank house 1954 trade show souvenir fredericks lumber co
$28.00
quality
Russ Berries Hard Plastic 1974 Football Player Green Piggy Bank
russ berries hard plastic 1974 football player green piggy bank
$18.99
quality
1964 AJ Renzi Corp 16 White Piggy Bank blow mold plastic CUTE
1964 aj renzi corp 16 white piggy bank blow mold plastic cute
$8.99
quality
2 3 RIVERS CREDIT UNION  PEOPLES FEDERAL SAVINGS BANK Plastic Pig Piggy Bank
2 3 rivers credit union peoples federal savings bank plastic pig piggy bank
$17.99
quality
VINTAGE 1960s 1CENT BOZO Canadian Plastic Gumball Machine Savings Bank WORKS
vintage 1960s 1cent bozo canadian plastic gumball machine savings bank works
$9.99
quality
VINTAGE HARD PLASTIC FOOTBALL PLAYER BANK MADE IN HONG KONG
vintage hard plastic football player bank made in hong kong
$12.03
quality
Vintage 1964 Renzi Corp Blow Mold Piggy Bank Pig Red Plastic
vintage 1964 renzi corp blow mold piggy bank pig red plastic
$19.96
quality
Vintage Light Blue Plastic Celluloid Knights Insurance Company Bank
vintage light blue plastic celluloid knights insurance company bank
$9.99
quality
SAV O Plastic Mechanical Bank Circa 1950 60s
sav o plastic mechanical bank circa 1950 60s
$38.47
quality
VINTAGE Molded Plastic Black Bear Coin Bank w Green Trash Can Red Eyes
vintage molded plastic black bear coin bank w green trash can red eyes
$6.99
quality
Vintage 1950s Wes Ko Prod Hard Plastic Blue Piggy Bank
vintage 1950s wes ko prod hard plastic blue piggy bank
$23.00
quality
VINTAGE Peace Sign Clown Bank Hard Plastic Retro 1960s Piggy Bank PENNYWISE
vintage peace sign clown bank hard plastic retro 1960s piggy bank pennywise
$13.99
quality
Vintage Bear Bank Made From Arcylic Or Plastic Measures 7 Tall
vintage bear bank made from arcylic or plastic measures 7 tall
$10.00
quality
PLASTIC PIGGY BANK SMALLER SIZE
plastic piggy bank smaller size
$1.99
quality
Vintage Bobbs Merrill Co Plastic Raggedy Ann  Andy Banks
vintage bobbs merrill co plastic raggedy ann andy banks
$25.00
quality
HUSH PUPPIES Durable Plastic Piggy Bank Vintage Collectible
hush puppies durable plastic piggy bank vintage collectible
$7.99
quality
Vintage Plastic Pig Piggy Bank
vintage plastic pig piggy bank
$8.99
quality
plastic bank bank special care nursery reunion
plastic bank bank special care nursery reunion
$2.50
quality
Vintage large plastic bullfrog shape piggy bank 1993
vintage large plastic bullfrog shape piggy bank 1993
$8.99
quality
Vintage Del Monte Big Top Bonanza Coin Bank Clown Piggy Bank 1985 Hard Plastic
vintage del monte big top bonanza coin bank clown piggy bank 1985 hard plastic
$10.00
quality
Pink Plastic Baby Shoe Boot Toy Bank 1950s w Luke 1816 Bible Verse
pink plastic baby shoe boot toy bank 1950s w luke 1816 bible verse
$1.85
quality
Large Bubweiser King of Beers Plastic Beer Bottle Bank 23 Tall Rare
large bubweiser king of beers plastic beer bottle bank 23 tall rare
$44.00
quality
Vintage Piggy Bank Hard Plastic Pig Toystalgia 1993 USA
vintage piggy bank hard plastic pig toystalgia 1993 usa
$1.99
quality
vintage Citizens Farmers Your Money Friend plastic bank 8 inches
vintage citizens farmers your money friend plastic bank 8 inches
$13.50
quality
1986 Carousel Brand 65 Plastic Gum Ball Penny Bank
1986 carousel brand 65 plastic gum ball penny bank
$25.20
quality
SKANDINAVISKA BANKEN Clear Plastic Globe Coin Bank SWEDEN
skandinaviska banken clear plastic globe coin bank sweden
$29.99
quality
Vintage Piggy Bank Mouse Figure Blow Mold Plastic Pink Gray Yellow Hong Kong
vintage piggy bank mouse figure blow mold plastic pink gray yellow hong kong
$5.99
quality
1950s  IDEAL  11 IN TALL HARD PLASTIC PIGGY COIN BANK MADE IN AMERICA
1950s ideal 11 in tall hard plastic piggy coin bank made in america
$9.99
quality
VINTAGE RED PLASTIC PIG WITH A BOW TIE BANK MADE IN THE USA
vintage red plastic pig with a bow tie bank made in the usa
$9.99
quality
Money Talks Animated Talking Stack Dollar Bills Plastic Coin Bank
money talks animated talking stack dollar bills plastic coin bank
$13.49
quality
VINTAGE 1950s EZE ORANGE Delivery Truck toy Van Plastic Bank in cellophane
vintage 1950s eze orange delivery truck toy van plastic bank in cellophane
$34.99
quality
Vintage 1987 DOG BANK Golden Labrador Retriever Plastic Small World Importing
vintage 1987 dog bank golden labrador retriever plastic small world importing
$19.00
quality
Adorable Vintage England Buckingham Palace Guard Plastic Coin Bank Money Box
adorable vintage england buckingham palace guard plastic coin bank money box
$9.99
quality
1990 Plastic Bunny Still Coin Bank
1990 plastic bunny still coin bank
$5.88
quality
Large Gorilla Money Bank 17 Inch Plastic Blow Mold Classic Retro Design by
large gorilla money bank 17 inch plastic blow mold classic retro design by
$12.60
quality
Itazura New Pokemon Go inspired Electronic Coin Money Piggy Bank box Limited
itazura new pokemon go inspired electronic coin money piggy bank box limited
$37.39
quality
Vintage Plastic Bank 1974
vintage plastic bank 1974
$5.00
quality
Vintage Plastic Christmas Bank
vintage plastic christmas bank
$10.00
quality
VINTAGE WESTLAND YELLOW PLASTIC PIGGY BANK TIPS HAT
vintage westland yellow plastic piggy bank tips hat
$16.00
quality
TMNT Leonardo Bust Bank
tmnt leonardo bust bank
$24.99
quality
4 PACK Giant Jumbo Big New Aprox 20 Tall Plastic Crayon Piggy Bank New
4 pack giant jumbo big new aprox 20 tall plastic crayon piggy bank new
$23.99
quality
MID CENTURY BLOW MOLD PLASTIC PIGGY BANK
mid century blow mold plastic piggy bank
$12.99
quality
Vintage Roy Des of FLA 1970 Marked Hillbilly Mouse In Overalls Plastic Bank 10
vintage roy des of fla 1970 marked hillbilly mouse in overalls plastic bank 10
$9.99
quality
Vintage Huron Football Uniform Mouse Plastic Bank 1977
vintage huron football uniform mouse plastic bank 1977
$20.99
quality
Vintage AER MADE IN USA 11 Plastic White Poodle Dog Figural Still Bank
vintage aer made in usa 11 plastic white poodle dog figural still bank
$14.99
quality
Vintage White Plastic Poodle Bank 8 High
vintage white plastic poodle bank 8 high
$19.99
quality
1972 My Toy Co RAGGEDY ANN Plastic Coin Bank Bobbs Merrill 11 Paint Wear AS IS
1972 my toy co raggedy ann plastic coin bank bobbs merrill 11 paint wear as is
$6.99
quality
Vintage 1977 Creative MFG Football Player Dog Puppy Plastic Piggy Coin Bank Rare
vintage 1977 creative mfg football player dog puppy plastic piggy coin bank rare
$14.99
quality
1981 SAVE THE CAT Eveready Black Cat Plastic Bank Union Carbide Corp HALLOWEEN
1981 save the cat eveready black cat plastic bank union carbide corp halloween
$6.99
quality
2 Vintage Clown Piggy Banks Peace Sign 7 Height Ceramic  Plastic Pink Yellow
2 vintage clown piggy banks peace sign 7 height ceramic plastic pink yellow
$25.00
quality
Little Plastic bunny rabbit bank with removable stopper
little plastic bunny rabbit bank with removable stopper
$4.54
quality
Vintage 3 clown Bank set 2 plastic clown banks and 1 tall clown bank B18BD
vintage 3 clown bank set 2 plastic clown banks and 1 tall clown bank b18bd
$6.95
quality
Vintage 2 Plastic Bank Set Yellow Bunny  Bulldog with rose banks K66BD
vintage 2 plastic bank set yellow bunny bulldog with rose banks k66bd
$9.95
quality
set of four plastic animal banks L38md
set of four plastic animal banks l38md
$7.50
quality
set of two Santa banks plasticL37md
set of two santa banks plasticl37md
$7.50
quality
Vintage 1980s Big Top Clown Plastic Bank
vintage 1980s big top clown plastic bank
$7.99
quality
Las Vegas slot machine jackpot bank Reno Plastic Sparks NV Metal 6inVINTAGE
las vegas slot machine jackpot bank reno plastic sparks nv metal 6invintage
$15.00
quality
3 plastic animal bank set Pig Elephant and Owl banks B12BD
3 plastic animal bank set pig elephant and owl banks b12bd
$6.95
quality
Vintage 65 Plastic Celluloid Pink Bear Piggy Bank w Plug Googly Eyes
vintage 65 plastic celluloid pink bear piggy bank w plug googly eyes
$9.95
quality
Benji and Waldo plastic vintage coin bank
benji and waldo plastic vintage coin bank
$10.00
quality
VINTAGE ROYALTY LARGE PLASTIC FARMER MOUSE BANK
vintage royalty large plastic farmer mouse bank
$9.99
quality
VINTAGE 8 half  HIGH WALT DISNEY DONALD DUCK MOVEABLE ARM PLASTIC BANK
vintage 8 half high walt disney donald duck moveable arm plastic bank
$63.99
quality
VINTAGE 9 HIGH UNCLE SAM PUSH BUTTON ARM  BAG MOVE MECHANICAL PLASTIC BANK
vintage 9 high uncle sam push button arm bag move mechanical plastic bank
$63.99
quality
VINTAGE NIAGARA PLASTIC HARD PLASTIC BANK 65 DUCK WEARING HAT EXCELLENT
vintage niagara plastic hard plastic bank 65 duck wearing hat excellent
$11.99
quality
Vintage Plastic Beer Money Bank Paula 1974 WB 41 6 Tall
vintage plastic beer money bank paula 1974 wb 41 6 tall
$12.00
quality
Droopy country hound dog banjo plastic coin piggy bank collectable
droopy country hound dog banjo plastic coin piggy bank collectable
$7.49
quality
Vintage jsny plastic collectible Frog Prince coin piggy bank
vintage jsny plastic collectible frog prince coin piggy bank
$8.99
quality
Vintage plastic Superior safety saves yellow school bus coin money piggy bank
vintage plastic superior safety saves yellow school bus coin money piggy bank
$14.99
quality
Vintage Steven Smokee CB radio trucker plastic collectible piggy coin Bank
vintage steven smokee cb radio trucker plastic collectible piggy coin bank
$22.49
quality
Vintage plastic Hedgehog coin money piggy bank collectible
vintage plastic hedgehog coin money piggy bank collectible
$7.49
quality
Vintage Antique Hard Plastic Clown Bank
vintage antique hard plastic clown bank
$8.79
quality
Small 5 lightweight plastic PORKY PIG HEAD BANK 1997 Warner Bros
small 5 lightweight plastic porky pig head bank 1997 warner bros
$9.99
quality
Vintage Uncle Sam Patriotic Piggy Bank Plastic
vintage uncle sam patriotic piggy bank plastic
$12.99
quality
10 TALL 1950S PLASTIC STORK BIRD COIN PIGGY BANK FOR BABY
10 tall 1950s plastic stork bird coin piggy bank for baby
$4.99
quality
1958 1966 Snoopy Bank Peanuts United Feature Syndicate Plastic
1958 1966 snoopy bank peanuts united feature syndicate plastic
$6.36
quality
Money Jar Digital Coin Counter Piggy Bank LCD Plastic Savings Change Deposit New
money jar digital coin counter piggy bank lcd plastic savings change deposit new
$18.99
quality
Tip His Hat Blue Pig Plastic Bank West Central District Elks 11321
tip his hat blue pig plastic bank west central district elks 11321
$16.99
quality
Tip His Hat Orange Cream Pig Plastic Bank LA Calif 11324
tip his hat orange cream pig plastic bank la calif 11324
$16.99
quality
Sport Skwirts Plastic Bank 1980 Frankie Fumble  Sally Serve with Stoppers
sport skwirts plastic bank 1980 frankie fumble sally serve with stoppers
$18.71
quality
Vintage Plastic Tarco Bank O Matic Bubble Gum Machine Bank USA 1968
vintage plastic tarco bank o matic bubble gum machine bank usa 1968
$40.00
quality
hard plastic piggy bank 1978 Avon Ma
hard plastic piggy bank 1978 avon ma
$24.99
quality
PLASTIC BOWLING BALL  Piggy BANK  DON CARTER +  BRUNSWICK  BLACK BEAUTY
plastic bowling ball piggy bank don carter + brunswick black beauty
$2.99
quality
Plastic Oscar Mayer Wienermobile Bank VINTAGE W BOX Model Car Mountain
plastic oscar mayer wienermobile bank vintage w box model car mountain
$19.99
quality
Roy Des Industries Sparkys Camper Still Piggy Bank 1971 Plastic Bank Premium
roy des industries sparkys camper still piggy bank 1971 plastic bank premium
$12.95
quality
Vintage 60s 70s Plastic 95 Clown Bank Carnival Prize Made in Hong Kong
vintage 60s 70s plastic 95 clown bank carnival prize made in hong kong
$7.99
quality
1950s Richland Trust Co Mansfield Blue Hard Plastic Easter Piggy Bank
1950s richland trust co mansfield blue hard plastic easter piggy bank
$20.00
quality
Vintage Uncle Sam Mechanical Coin Bank Plastic Hong Kong 1970s
vintage uncle sam mechanical coin bank plastic hong kong 1970s
$7.99
quality
Lot Of 16 Clear Plastic Piggy Banks
lot of 16 clear plastic piggy banks
$12.99
quality

VTG 1979 Rare Service Plus Plastic Toy Tanker Truck In Box Hess Servco
vtg 1979 rare service plus plastic toy tanker truck in box hess servco
$150.00
quality
Mayville Plastics IncVintage Early American Barrel Bank
mayville plastics incvintage early american barrel bank
$39.99
quality
3 Anime cel Slayers  Book cel Filia spirit  Lina + 2 bank cels of Zelgadis
3 anime cel slayers book cel filia spirit lina + 2 bank cels of zelgadis
$150.00
quality
STAR WARS Diamond Select Rotocast DARTH VADER BANK BUST piggy bank
star wars diamond select rotocast darth vader bank bust piggy bank
$99.99
quality
1974 VintageStan Laurel Bank by Larry Harmon Pictures  Pla Pal Plastics
1974 vintagestan laurel bank by larry harmon pictures pla pal plastics
$20.00
quality
VINTAGE HUMBLE OIL GAS STATION ATTENDANT MADE IN THE USA PLASTIC BANK
vintage humble oil gas station attendant made in the usa plastic bank
$75.00
quality
VINTAGE CONOCO FAT MAN GAS ATTENDANT PLASTIC BANK MADE IN USA
vintage conoco fat man gas attendant plastic bank made in usa
$35.00
quality
VINTAGE CONOCO OIL FAT MAN ATTENDANT PLASTIC BANK
vintage conoco oil fat man attendant plastic bank
$40.00
quality
Roy Des Florida Graduate Mouse Plastic Coin Bank 1970 New Old Stock
roy des florida graduate mouse plastic coin bank 1970 new old stock
$24.99
quality
Vintage 1971 Blue Monster Plastic Piggy Bank by Play Pal Plastics Flower
vintage 1971 blue monster plastic piggy bank by play pal plastics flower
$34.99
quality
Itazura New Pokemon Go inspired Electronic Coin Money Piggy Bank box Limited
itazura new pokemon go inspired electronic coin money piggy bank box limited
$35.40
quality
Breyer Custom CM Etched Vanilla Banks Mold Into Pinto Paint
breyer custom cm etched vanilla banks mold into pinto paint
$45.00
quality
Tomy Nintendo Pokemon Pocket Monsters Mew Saving Box CoinsBank Coins Bank Figure
tomy nintendo pokemon pocket monsters mew saving box coinsbank coins bank figure
$29.99
quality
Banpresto 1998 SD Super Robot Wars War SRW Vinyl Mazinger Z Bank Sound Figure
banpresto 1998 sd super robot wars war srw vinyl mazinger z bank sound figure
$29.99
quality
165 Vintage Pink Teddy Bear Bow Tie Blow Mold Plastic Still Bank AJ Renzi
165 vintage pink teddy bear bow tie blow mold plastic still bank aj renzi
$20.00
quality
Taz Bank Warner Brothers Looney Tunes Tasmanian Devil Danger Keep Out Plastic
taz bank warner brothers looney tunes tasmanian devil danger keep out plastic
$30.00
quality
AJ Renzi Plastic Fire Hydrant Bank With Dog RARE
aj renzi plastic fire hydrant bank with dog rare
$30.00
quality
HTMS Chakrinaruebet King RAMA 9 Plastic Model and Piggy Bank from Thai Navy
htms chakrinaruebet king rama 9 plastic model and piggy bank from thai navy
$99.00
quality
Vintage Yellow Piggy Bank Hard Plastic Advertises Security Trust Co Pottstown Pa
vintage yellow piggy bank hard plastic advertises security trust co pottstown pa
$24.99
quality
1970 Vintage Cheerleader Mouse Doll Money Bank 24cm Tall Roy Des Florida
1970 vintage cheerleader mouse doll money bank 24cm tall roy des florida
$39.32
quality
10 x National Australia Bank Calendars 1980 to 1989 Sealed in Plastic Bags
10 x national australia bank calendars 1980 to 1989 sealed in plastic bags
$27.52
quality
9119  HOPALONG CASSIDY PLASTIC BANK 1950s VINTAGE IVORY COLOR
9119 hopalong cassidy plastic bank 1950s vintage ivory color
$62.50
quality
Hanna Barbera 1999 Scooby doo Bank The Mystery Machine Van Scrappy doo Shaggy
hanna barbera 1999 scooby doo bank the mystery machine van scrappy doo shaggy
$32.95
quality
Vintage Jack Pot Metal Mechanical Bank by Reno Plastic Great Paper Decals
vintage jack pot metal mechanical bank by reno plastic great paper decals
$50.00
quality

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Bank Plastic

Bank+Plastic

Claim back unfair Bank & Credit Card charges by Karan

Bank Charges are one of the major sources of income for banks. All banks impose charges on certain failed transactions e.g. a bounced cheque, exceeding overdraft limits, returned direct debits etc. Indeed, banks are allowed to impose charges that reflect the amount of work undertaken by administrative staff in certain situations such as customers going into the red or handling a cheque which cannot be cleared due to insufficient funds in the account. If a cheque or direct debit has to be returned, the bank can charge for the cost of this process. However, any such charge must be reasonable. Banks who regularly impose hefty charges between 25.00-35.00 on a customer who is 1.00 overdrawn cannot be said to be acting fairly. The Office of Fair Trading (OFT) declared that these charges were unfair and unreasonable. It is a scandal and many have called it daylight robbery. Banks when asked to produce documents justifying the charges have failed to do so. However, it is likely that the banks will have gathered some ammunition to produce at the High Court in the test case on bank charges in January 2008. The test case relates only to current accounts and not business accounts. The brutal truth is that unfair bank penalty charges have been imposed on millions of people. It has been a merciless punishment on people who may have simply overlooked their current account status or had a late payment of wages. Excessive charging has resulted in many people getting into debt which also has drastic consequences in credit ratings.
The High Court will no doubt be asked to consider whether the charges are fair. The penalties which can be imposed, and which no doubt may be in the individual contract between customer and bank, relate to a range of services following troublesome banking. However, the OFT's investigation confirmed that banks were imposing illegal and unfair charges. It is widely thought that the High Court will rule in favour of the customer.
Recent research has suggested that about 41 per cent of people do not know the interest rates applicable to an unauthorised overdraft. Many more have simply swallowed the hefty charges imposed on them without even a letter of complaint or fight. It is also worth noting that 19 per cent of people are always overdrawn. These surveys also show that overdraft charges of 4.7 billion were paid by 43 per cent of current account holders last year.
Credit Card / Store Card Charges

With the increasing popularity of advantages associated with credit cards and store cards, almost all banks and big store chains have come out with their own cards for people to shop, withdraw cash and purchase online. The British enjoy paying by plastic and the trend to purchase on credit will continue for quite some time. However, there is a price to pay for such short term financial cushion. Credit card companies and banks charge grossly handsome penalties when customers fail to make their minimum repayments by the due date. Many card providers charge annual fees in the subsequent years although there may have been a waiver of such a fee in the previous year. High interest rates are also imposed when someone goes beyond the allowed limit.

The Office of Fair Trading found that the charges imposed on credit charges were also unfair and unreasonable. It was a long battle but the victory was an important one for the consumer. Credit card charges can be reclaimed and it is worth remembering that the High Court test case will only focus on bank current accounts and does not affect credit card or loan charges.

How to Claim them back

There is no doubt that these charges result in many people heading into more debt and finding themselves in a helpless position. Single parents, pensioners, students and hardworking people in general suffer greatly. The charges can add up very quickly over the years and can amount to thousands of pounds.

If you feel that you have been unfairly charged by your bank then you can claim yourself or seek some professional help. When trying to get the right amount of compensation it is always worth seeking guidance and allowing skilled representatives to handle the entire claims process. Dealing with bank letters and fighting for the correct compensation takes up time and effort. Such energies are often spent on earning a living and looking after the family.

People will often be told that a simple letter of complaint to a bank will get you the desired result. It is not always so straightforward. Some banks are familiar with standard complaint letters and will often reject complaints. Compliance officers are employed by banks to defend claims. Often, if the banks do decide to compensate, there may a payment as a 'gesture of goodwill'. Accepting such offers is simply giving the bank the upper hand. Customers deserve to have all of their charges refunded with the proper interest.

The Financial Ombudsman Service (FOS) which deals with rejected claims does not help on how to present a claim. How a case is put is very much down to the individual. The FOS will simply assess a claim on the arguments it is presented with. In such cases, it is always worth getting professional help when fighting large financial giants for compensation.

Claiming against your bank will not result in your account being closed. Under section 14 of The Banking Code, the Standards Board advised banks to ensure that they do not make a disproportionate response to customers claiming back these 'default' fees and treat the customers sympathetically and positively.'

Furthermore, any threat to close an account would be contrary to the Financial Services Authority's (FSA) principles on treating customers fairly (TCF).

Specialist organisations fearlessly fight on the behalf of the consumer to claim back excessive penalty charges. Complaint letters will be carefully drafted and may include legal precedents which help in the battle to get the right amount of money. The workload involved in tackling bank and credit card companies is substantial. Dealing with phone calls, rejection letters, drafting statements of claim, taking rejected claims to the FOS and calculating correct compensation is a meticulous process. Specialist compensation firms also have useful contacts such as Solicitors and Barristers who can assist and advise on any complex areas.

Such specialist firms also can help with all other types of unreasonable charges. As well as helping reclaim bank account charges for both current and business accounts for the last 6 years, there can also be claims for reclaiming credit card charges, mortgage exit fees, mortgage arrear fees, Payment Protection Insurance (PPI) and other penalty charges.

Most compensation specialists are registered with the Information Commissioner which means that they abide by Date Protection rules. This provides a safe secure environment for your confidential information and one can rest assured that information will not be passed to third parties without consent.

The majority of firms handling such claims for compensation operate on a no win no fee basis. If successful, the firms charge a percentage of the compensation won and this will or will not include VAT. These firms will only charge you for their services once they have successfully claimed back from the bank on your behalf. In the event that the firm fails to get back anything from the bank (though chances are very low) you will not be charged a single penny. There is nothing to lose and plenty to gain.

JSK CLAIMS is a UK based compensation specialist handling claims for reclaiming unfair bank charges, unreasonable credit card charges, store card charges, PPI claims, bank penalty, penalty charges, Mortgage arrear charges and Mortgage exit fees. Submitted by: Article Submission Services

Article Source: http://www.earticlesonline.com/Article/Claim-back-unfair-Bank---Credit-Card-charges/252790

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